1. General Terms: By accessing or using the Kreative website, you agree to be bound by these terms and conditions. If you do not agree with any of the terms and conditions, do not use the Kreative website. Kreative reserves the right to modify or change these terms and conditions at any time without prior notice.

2. Service Description: Kreative is a designing and marketing company that offers its services to small to medium size businesses. Kreative provides a range of services including, but not limited to, graphic design, website design, and marketing services.

3. User Conduct: By using Kreative, you agree not to use the website for any illegal or unethical purpose. You also agree not to use the website to post or transmit any material that is defamatory, harassing, obscene, or violates any third-party rights.

4. Intellectual Property: All content, including but not limited to text, graphics, logos, images, audio, and video materials, is the property of Kreative and is protected by copyright laws. You may not use any content without the express written permission of Kreative.

5. Disclaimer of Warranties: The use of the Kreative website is at your own risk. Kreative provides its services on an “as is” basis and makes no warranty as to the accuracy, reliability, or timeliness of its services. Kreative does not guarantee that the website will be error-free or uninterrupted.

6. Limitation of Liability: Kreative shall not be liable for any direct, indirect, incidental, special, or consequential damages, including but not limited to loss of profits or data, arising out of the use or inability to use the Kreative website.

7. Termination: Kreative reserves the right to terminate your use of the Kreative website at any time without notice.

8. Governing Law: These terms and conditions shall be governed by and construed in accordance with the laws of the state of [insert state].

9. Dispute Resolution: Any dispute arising out of or related to these terms and conditions shall be resolved through arbitration in accordance with the American Arbitration Association.

10. Contact Information: If you have any questions or concerns regarding these terms and conditions, please contact us at support@kreative.asia.